Nowadays, insurance has become one of the guarantees to accompany our lives. And for car owners, car insurance can not be ignored, then the small series to everyone to introduce the common insurance features in 7, and do not quite understand the riders remember to collect Oh. â— Pays compensation for other people Traffic insurance is one of the insurances that every vehicle must buy. What is the role? For example: After the rear-end collision with someone's car, the other car is broken, and the strong insurance can help you lose. The person in the other car is disabled or injured, and you will be compensated by strong insurance. However, it should be noted that if one's own car crashes or someone in his car is injured, it will not pay for the strong insurance. The compensation for the TAC insurance is relatively low, with a maximum death penalty of 110,000, a medical cost of only 10,000, and a maximum property loss of only 2,000 yuan. â— The third party liability insurance compensates others Third-party liability insurance is an important type of business insurance, and it is also one of the types of insurance that our trucks almost must buy. This year's drive is most afraid of accidents, but accidents have to be stunned, but it is clear that the point of compensation for the TAC insurance is not enough. Therefore, in order to compensate for this problem, trucks purchase third party liability insurance, generally recommend buying at least 500,000 insured sums. The features are similar to those of the TAC insurance and play a complementary role. The insurance compensation is paid to others. â— Car damage insurance for your car repair The vehicle damage insurance is responsible for compensating the vehicle for its own losses due to natural disasters and accidents. If the other party has no responsibility, this time the insurance company needs to pay for repairs and the vehicle damage insurance will come in handy. This is one of the most important types of insurance in automobile insurance. It does not cost much, but it can get a great deal of protection. â— Loss of money when stolen The entire vehicle robber insurance, as its name suggests is very simple, in fact, after the vehicle was stolen by the insurance company in accordance with the old and new proportions of compensation. However, as far as I know, most trucks do not choose this type of insurance. Only loan vehicles will purchase full vehicle robberies. In fact, the price of this type of insurance will not be too expensive. Buy it with confidence. â— On-board personnel liability insurance to accompany their own On-board personnel liability insurance is what we commonly call seat insurance. If an accident occurs, if the person in the vehicle is unfortunately injured and at the same time he is responsible for the accident, the seat insurance can cover the cost of the vehicle's personnel. â— Self-inflicted insurance compensates for own Self-ignition insurance is the additional auto-ignition loss insurance for vehicles, which is an additional insurance for motor vehicle vehicle loss insurance. During the insurance period, during the use of the insurance vehicle, the insurance company will correspondingly due to the circuit, line, oil circuit, fuel supply system, problems of the goods itself, and the fire caused by the friction and fire of the motor vehicle, causing the loss of the insurance vehicle. Make compensation. Perhaps because most people do not pay attention, the frequency of purchases of self-ignition insurance does not seem to be too high. It is recommended here that owners of old models can try to purchase self-ignition insurance, which can play an unexpected role when critical. â— It is very important not to take deductibles In general, insurance will insist on a principle of risk sharing. That is, after the accident, the insured will also bear a certain amount of loss. The purpose is to restrict the driver so as to minimize the risk. The main function of this "non-reduction of exemption and compensation" is to transfer this small part of the personal responsibility losses that should be borne by the insurance company to the insurance company, so that after the accident, a full payment will be made and the individual will be able to obtain maximum protection. Summary: In fact, many riders do not know what the role of their own car insurance, Xiao Bian here to remind everyone to strengthen the understanding of insurance, rational purchase of their own useful insurance, do not blindly choose without knowing. Wooden Boxes,Wooden Drawers,Wooden Storage Boxes,Wooden Storage Drawers Hangzhou Freefish Import & Export Co., Ltd. , https://www.fltdframe.com
